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F&I Products

Payment Acceleration Program

  • Auto Benefits
  • Reduce payoff term by up to 7 months
  • Reduce total interest paid
  • Build equity in a depreciating asset — reduce the chance of being “upside down” on your loan
  • Automatic electronic payments make budgeting easy
  • Home Mortgage Benefits
  • Reduce payoff term by years
  • Save thousands of dollars in interest payments
  • Create a stronger equity position at the time of sale
  • Automatic electronic payments make budgeting easy
  • Rent Payment Benefits
  • Save time and money
  • No checks or postage required
  • Automatic debits aligned with your payday
  • Email notifications for every debit and payment transaction
  • Improve credit score through consistent on-time payments

Service Contracts

Overview

Get your extended warranty from one of the leading providers of vehicle service contracts for used vehicles. Our mission is to provide confidence, freedom, and reliability by protecting drivers from unexpected mechanical repair costs.

Financial Protection

Protect your budget against costly repairs. As vehicle technology advances, repair costs—such as transmission or A/C unit failures—can easily reach thousands of dollars.

Day One, Mile One Coverage

For used vehicles, coverage begins the moment you drive off the lot. There is typically no waiting period.

Nationwide Network

Get repairs at any licensed repair facility, or use GWC’s network of preferred service centers across the United States and Canada.

Direct Payment to Repair Shop

GWC pays the repair facility directly for covered claims (minus your deductible), simplifying the process for drivers.

Extended Eligibility

Stay protected with vehicles up to 20 years old and 200,000 miles.

GAP

Guaranteed Asset Protection

Protects your wallet by covering the difference between your loan balance and your vehicle’s actual cash value if it’s totaled or stolen.unexpected mechanical repair costs.

When Is GAP Protection Most Important?

GAP is not necessary for every driver, but it is highly recommended if any of the following apply:

1. Small or Zero Down Payment

If you financed most or all of the vehicle’s value, your loan balance will exceed the car's value for a longer period.

2. Long Loan Term

If you financed most or all of the vehicle’s value, your loan balance will exceed the car's value for a longer period.

3. Rolling Over Negative Equity

If you rolled debt from a previous car loan into your new one, you begin by owing more than the vehicle is worth.

4. High-Mileage Driving

Driving significantly more than average causes your vehicle to depreciate faster.

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